When it comes to travel, convenience, comfort, and exclusive benefits can make all the difference. The United Club℠ Infinite Card is tailored for those who frequently fly with United Airlines and want to experience premium perks every step of the way.

Whether you’re navigating crowded airports, booking luxurious hotel stays, or seeking ways to save on travel expenses, this card offers a level of service and reward few others can match.

Backed by United Airlines and Chase, the United Club℠ Infinite Card is not just a credit card—it’s an all-access pass to exclusive travel benefits that begin the moment you book your flight and continue throughout your journey. From free checked bags to VIP lounge access, this card is a must-have for elite travelers and MileagePlus® members alike.

Essential details of the United Club℠ Infinite Card

The United Club℠ Infinite Card is a premium travel credit card designed to deliver luxury and efficiency to United flyers. One of the card’s most valuable offerings is full membership to the United Club℠, valued at over $750 annually. This membership grants access to more than 45 United Club lounges worldwide, providing comfort and convenience before your flight.

Cardmembers also enjoy enhanced travel experiences, such as Premier Access® benefits that include priority check-in, boarding, security screening, and baggage handling—helping to minimize wait times and stress.

Additionally, the card provides significant savings with the first and second checked bags free for the primary cardmember and one companion on the same reservation, potentially saving up to $360 per round trip.

Qualification requirements

To apply for the United Club℠ Infinite Card, you must meet the standard eligibility criteria for Chase credit cards, which generally includes having good to excellent credit (typically a credit score of 720 or higher). Applicants should also be U.S. residents and have a steady source of income to support the card’s annual fee and spending requirements.

The card comes with a substantial annual fee, which is offset by the high value of travel benefits. New users can qualify for additional perks and bonuses based on their initial spending and loyalty program status with United Airlines. A strong credit history and responsible credit usage will increase the likelihood of approval.

Benefits and advantages

• United Club membership: Full access to United Club lounges, allowing you to relax in style before your flights.
• 4 one-time passes annually with All Access Membership: When you reach Premier Gold status or spend $50,000 annually, you earn additional lounge access passes.
• Premier Access services: Skip the lines with priority check-in, boarding, and baggage handling.
• Two free checked bags per trip: For both you and a companion, saving up to $360 roundtrip.
• Global Entry, TSA PreCheck®, or NEXUS credit: Get up to $120 back every four years for application fees.
• 25% back on inflight purchases: Includes Wi-Fi, food, beverages, and premium drinks at United Clubs.
• Complimentary Premier Upgrades: On award tickets for Premier members and companions.
• Mileage discounts: Earn two 10,000-mile award flight discounts each year with qualifying purchases.
• 10% off Economy Saver Awards: When traveling within the U.S. or between the U.S. and Canada.
• Luxury hotel perks: Get daily breakfast, $100 in property credit, room upgrades, and more through Renowned Hotels and Resorts.
• $200 hotel credit: For bookings made directly through the Renowned Hotels and Resorts program.
• $150 rideshare credit: Annual savings on rideshare apps by enrolling and using your card monthly.
• $100 car rental credit: Receive TravelBank cash for Avis or Budget rentals booked via United’s site.
• $200 JSX credit: Annual savings on semi-private JSX flights.
• Avis President’s Club: Guaranteed car availability, two-class upgrades, and VIP service.
• IHG Platinum Elite Status: Complimentary room upgrades and late checkout with IHG hotel stays.
• No foreign transaction fees: Travel abroad without worrying about additional charges.
• Instacart+ membership: Enjoy complimentary membership and up to $240 in annual credits for grocery delivery.

How to apply

Applying for the United Club℠ Infinite Card is a straightforward process. Visit the official Chase website or United’s dedicated credit card portal, where you can fill out an online application form. You’ll need to provide personal information such as your full name, address, Social Security number, employment details, and annual income.

Once submitted, most applicants receive a decision within minutes. However, if further review is required, it may take a few business days. If approved, your new United Club℠ Infinite Card will arrive by mail, and you can begin using it immediately for eligible travel and purchase benefits. Ensure your MileagePlus® number is linked to your card account to take full advantage of all available perks.