Net Dinheiro

PRIVACY POLICY


Last Updated: March 10, 2026

The NetDinheiro portal establishes this Privacy Policy to reaffirm its commitment to security, transparency, and respect in the processing of user data. This document details how data is processed, in strict compliance with the Brazilian General Data Protection Law (Law No. 13,709/18 – LGPD) and Google Publisher Policies guidelines.

1. TRANSPARENCY: WHO MANAGES THIS PORTAL?

1.1. Controller Identification: This news and financial education portal is owned and operated by SPUN MIDIA LTDA, registered under CNPJ No. 43.629.487/0001-89, with its administrative headquarters in Rio Grande do Sul, Brazil. For legal purposes, this company acts as the “Data Controller” of the collected data.

1.2. Communication Channel (DPO): In compliance with Article 41 of the LGPD, we have appointed a Data Protection Officer (DPO) to act as a communication channel between the portal, users, and the National Data Protection Authority (ANPD). Requests can be sent to: [email protected]

2. TARGET AUDIENCE AND AGE RESTRICTION

2.1. Scope: This Privacy Policy applies to all individuals accessing any website, portal, or digital platform owned by SPUN MIDIA LTDA or companies within its corporate group.

2.2. Adults Only: The financial education and news content of this portal is intended exclusively for individuals aged 18 (eighteen) years or older.

2.3. Protection of Minors: We do not intentionally collect or request data from children or adolescents. If the system identifies a minor’s registration, all associated data will be immediately deleted without prior notice, in accordance with Article 14 of the LGPD.

3. DATA CATEGORIES AND PURPOSES OF PROCESSING

We process only the data strictly necessary for the operation of the portal:

3.1. Personal Data Provided:

  • Full name
  • Email address
    Purpose: Registration for newsletters, market alerts, educational content, and general email marketing
    Legal Basis: Free and informed consent (Art. 7, I, LGPD)

3.2. Automatically Collected Data:

  • IP address
  • Browser
  • Operating system
  • Pages visited
  • Time spent
  • Interactions
  • Cookies and online identifiers

Purpose: Security monitoring, fraud prevention, and compliance with legal log retention requirements
Legal Basis: Legal obligation and fraud prevention

3.3. Browsing and Profiling Data (Cookies):

  • Page viewing history
  • Banner interactions
  • Time spent on site

Purpose: Audience analytics and personalized advertising
Legal Basis: Legitimate interest

4. ADVERTISING, GOOGLE ADS AND THIRD PARTIES

4.1. We use third-party advertising technologies such as Google Ads.
4.2. Google uses cookies to display ads based on users’ previous visits.
4.3. You may disable personalized advertising through Google Ads Settings.

5. DATA SHARING WITH THIRD PARTIES AND STAFF

5.1. Access to your data is restricted to authorized employees and collaborators who need it for operational purposes.
5.2. Service providers must use the data only for the purposes defined in this Policy.
5.3. Data may be shared with legal or regulatory authorities when required by law or court order.

6. DATA RETENTION PERIOD

6.1. Personal data: retained while user interest remains; deleted upon request (opt-out)
6.2. Connection logs: stored for at least 6 months
6.3. Cookies: may persist for up to 24 months
6.4. Extended retention may occur for legal obligations or legal defense

7. INTERNATIONAL DATA TRANSFER AND SECURITY

7.1. Data may be processed outside Brazil through cloud services and analytics tools (e.g., Google servers)
7.2. We implement strong security measures, including HTTPS (SSL/TLS) encryption

8. DISCLAIMER AND EXTERNAL LINKS

8.1. This portal is informational and educational. Clicking on external links may redirect you to third-party websites.
8.2. We are not responsible for the privacy practices of external sites. Users should review their policies.

9. DATA SUBJECT RIGHTS

Under Article 18 of the LGPD, users have the right to:

  • Access their data
  • Correct inaccurate information
  • Request deletion
  • Withdraw consent for email marketing

To exercise your rights, contact: [email protected]
You may also unsubscribe directly via email opt-out links.