For frequent travelers who love earning rewards while making everyday purchases, the WestJet RBC Mastercard is an attractive credit card option. Offered by the Royal Bank of Canada (RBC) in partnership with WestJet, this card provides numerous travel benefits, making flights and vacation packages more affordable.

Beyond its straightforward rewards program, the WestJet RBC Mastercard also includes exclusive travel perks, fuel savings, and even discounts on everyday purchases. With a relatively low annual fee, this card is designed to offer high value to those who travel within Canada, the United States, the Caribbean, and Europe.

Essential details of the WestJet RBC Mastercard

The WestJet RBC Mastercard is a travel-focused credit card that helps cardholders earn WestJet dollars on all eligible purchases. These WestJet dollars can be redeemed for flights, vacation packages, and exclusive member fares. One of the standout features of this card is its welcome bonus, which provides up to 100 WestJet dollars when you spend $1,000 in the first three months.

This card has a low annual fee of $39, making it one of the more affordable travel rewards cards available. Additionally, an extra card for an authorized user costs $19 per year. The purchase interest rate is 20.99%, while the cash advance rate is 22.99%. While the interest rates align with industry standards, the card’s real value lies in the rewards program and travel perks it offers.

Another major perk is the companion voucher, which allows cardholders to book a round-trip flight within Canada or the continental U.S. (excluding Hawaii) for as low as $199 CAD (plus taxes and fees). This benefit alone can help travelers save hundreds of dollars annually, making it an excellent feature for those who frequently fly with WestJet.

Qualification requirements

To be eligible for the WestJet RBC Mastercard, applicants must meet specific criteria set by RBC. While this card is more accessible than premium travel credit cards, there are still some basic requirements to consider.

First, applicants must be at least the age of majority in their province or territory of residence in Canada. This means that depending on where you live, you must be 18 or 19 years old to qualify.

Second, you should have a good credit score, typically around 660 or higher, to increase your chances of approval. RBC assesses creditworthiness based on your credit history, outstanding debts, and payment behavior.

Additionally, while there is no strict minimum income requirement publicly listed, having a stable source of income will improve your approval odds. Self-employed individuals and those with variable income sources may need to provide additional financial documentation to demonstrate creditworthiness.

Lastly, this card is only available to Canadian residents with a valid Canadian address. International applicants who do not have a Canadian credit history may find it challenging to qualify.

Benefits and advantages

The WestJet RBC Mastercard comes packed with several features that benefit both frequent and occasional travelers. Here’s a closer look at the key advantages:

• Generous Welcome Bonus – New cardholders earn up to 100 WestJet dollars after spending $1,000 in the first three months. This reward can be used toward future flights and vacation packages.
• WestJet Dollar Earnings – Earn 1% back in WestJet dollars on every eligible purchase, and 1.5% back when booking WestJet flights or vacation packages with the card.
• Annual Companion Voucher – Get an annual round-trip companion voucher starting at $199 CAD, allowing a friend or family member to fly at a lower cost.
• No Expiry on WestJet Dollars – Unlike many travel rewards programs, WestJet dollars do not expire, allowing you to save and redeem them at your convenience.
• No Blackout Dates – Redeem your WestJet dollars anytime, with no restrictions on available flights or vacation packages.
• Exclusive Member Fares – Access discounted flight rates when you pay the full base fare using WestJet dollars.
• Instant Fuel Savings – Save 3 cents per liter at Petro-Canada gas stations when you link your card to your Petro-Points account.
• Bonus Points at Rexall – Earn 50 Be Well points per $1 spent at Rexall pharmacies and redeem points faster for savings.
• DoorDash Perks – Enjoy a 3-month complimentary DashPass membership, giving you $0 delivery fees on orders over $15 when using your RBC credit card.
• Optional Add-On Protection – Cardholders can enhance their security with additional services like RBC Road Assist, BalanceProtector Max Insurance, and Identity Theft Protection.

How to apply

Applying for the WestJet RBC Mastercard is a straightforward process that can be completed online, in person, or over the phone. RBC provides a secure application portal, allowing applicants to receive an approval decision within 60 seconds.

To start the online application, visit the RBC website and navigate to the WestJet RBC Mastercard page. Click the “Apply Now” button and fill in the required information, including personal details, income, and employment information. You may also need to provide details about your housing situation and existing financial obligations.

If you prefer a face-to-face interaction, you can visit an RBC branch and apply with the assistance of a banking representative. Be sure to bring the necessary documents, such as your government-issued ID and proof of income, to streamline the process.

For those who want to apply over the phone, RBC offers customer service support where an agent can guide you through the application. You can call the RBC credit card department and provide your details verbally to start the process.

Once your application is approved, RBC will mail your new WestJet RBC Mastercard to your registered address. Upon receiving the card, you must activate it before making any purchases. Activation can be completed online, via the RBC mobile app, or by calling the bank’s activation hotline.

Final thoughts

The WestJet RBC Mastercard is an excellent choice for individuals who frequently travel within Canada, the U.S., and other international destinations with WestJet. With affordable annual fees, generous rewards, and valuable travel perks, this card makes it easier for travelers to save money while enjoying a seamless travel experience.

Whether you’re looking for a companion voucher, exclusive discounts, or an easy way to earn WestJet dollars on everyday purchases, this card provides a compelling value. Plus, with the additional perks like fuel savings, DoorDash benefits, and Rexall rewards, it goes beyond just being a travel credit card.

For those who want to maximize their travel rewards without committing to a high annual fee, the WestJet RBC Mastercard is a smart and accessible option. If you’re ready to start enjoying these benefits, consider applying today and take advantage of everything this card has to offer.