Traveling often comes with hassles—from long lines and heavy luggage fees to the challenge of finding a peaceful spot at the airport. But for those who travel frequently or simply want to enjoy a more refined journey, the United Club℠ Infinite Card offers a gateway to premium travel experiences, with exclusive perks and elite-level services that elevate every trip.
Whether you’re a seasoned traveler or someone who enjoys a touch of luxury when flying, this card has something for everyone. From complimentary lounge access and upgrades to generous rewards and travel credits, the United Club℠ Infinite Card is crafted for those who demand more from their journeys.
Essential details about the United Club℠ Infinite Card
The United Club℠ Infinite Card is a premium credit card designed by United Airlines in partnership with Chase Bank. Tailored for frequent travelers, especially those loyal to United, the card offers a host of travel privileges, rewards, and elite-level services. It’s a Visa Infinite card, giving cardholders access to exclusive benefits around the globe.
The card includes automatic United Club membership, valued at $750 per year, and provides access to over 45 United Club locations worldwide. Whether you’re flying for business or leisure, you’ll enjoy a quieter, more comfortable travel experience. Additionally, this card has no foreign transaction fees, making it ideal for international travel.
Qualification requirements
To qualify for the United Club℠ Infinite Card, applicants typically need excellent credit, which generally means a FICO® score of 720 or higher. While Chase does not publicly list a specific income requirement, a stable income and a strong credit history with low credit utilization will increase your chances of approval.
You must also be a U.S. resident with a valid Social Security number and be at least 18 years old (or 21 in some states). Because of Chase’s 5/24 rule, approval may be denied if you have opened five or more credit cards in the last 24 months with any issuer. Applicants should also not currently have the card or have received a new cardmember bonus for it in the past 24 months.
Benefits and advantages
The United Club℠ Infinite Card is packed with travel benefits and premium services that cater to discerning travelers. Here’s a breakdown of what makes this card exceptional:
- United Club Membership
Enjoy full access to all United Club locations worldwide. Primary cardmembers, one adult guest, and dependent children can relax in comfort before flights. - Premier Access Travel Services
Skip the long lines at check-in and security with priority boarding, expedited screening, and priority baggage handling. - Free First and Second Checked Bags
You and one companion on the same reservation get two free checked bags, potentially saving up to $360 per round trip. - Global Entry, TSA PreCheck®, or NEXUS Fee Credit
Get reimbursed up to $120 every four years when you charge an application fee to the card. - 25% Back on Inflight and United Club Premium Purchases
Earn a 25% rebate on onboard food, beverages, Wi-Fi, and premium drinks at United Clubs. - Complimentary Premier Upgrades
Eligible Premier members flying on award tickets may receive complimentary upgrades for themselves and one companion. - Award Flight Discounts
Earn a 10,000-mile discount twice per year after spending $20,000 annually, totaling up to 20,000 miles in discounts. - 10% Saver Award Discount
Receive a 10% discount on Economy Saver Awards for flights within the continental U.S. and to/from Canada. - Renowned Hotels and Resorts Perks
Enjoy daily breakfast for two, $100 property credit, free Wi-Fi, early check-in, and late checkout at select high-end hotels. - Up to $200 in Hotel Credits
Earn up to $200 in statement credits annually for stays booked through Renowned Hotels and Resorts. - Up to $150 in Rideshare Credits
Enroll to receive up to $150 per year in credits for rideshare purchases when using the card. - $100 United Travel Credit for Car Rentals
Book through cars.united.com with Avis or Budget to earn up to $100 in United TravelBank cash. - $200 JSX Flight Credit
Book directly with JSX to receive up to $200 in annual credits. JSX offers a semi-private jet experience at commercial prices. - Avis President’s Club Membership
Enjoy guaranteed vehicle availability, two-class car upgrades, and expedited service worldwide. - IHG One Rewards Platinum Elite Status
Get upgraded rooms, extended check-out, and more elite perks with IHG hotels around the world. - Complimentary Instacart+ Membership
Get free delivery on grocery orders through Instacart+, valid through the end of 2027. - $240 in Instacart Credits
Receive two $10 credits each month when using the United Club Card with Instacart purchases. - No Foreign Transaction Fees
Save on international purchases—no extra charges when using the card abroad.
How to apply
Applying for the United Club℠ Infinite Card is straightforward. You can begin the application process directly through Chase’s website or through United’s dedicated credit card page. The application will request personal details, including your income, employment information, housing status, and Social Security number.
Once submitted, your application will typically be reviewed instantly, though in some cases, it may take a few days for a decision. If approved, your card will be mailed within 7–10 business days. After receiving the card, it’s important to activate it promptly and enroll in any bonus programs, such as the rideshare credit or Global Entry reimbursement, to maximize your benefits.
Keep in mind that spending requirements may apply to receive welcome bonuses or to unlock certain travel perks—like earning additional United Club passes or hitting annual mileage thresholds for award discounts. Be sure to review the terms and conditions thoroughly and set reminders for annual benefit renewals or enrollment deadlines.