Designed for frequent flyers and travelers, this card provides valuable rewards through the Aeroplan program. You can accumulate points faster on purchases like groceries, gas, and Air Canada expenses. Plus, there are several travel perks, including free checked baggage and hotel discounts.
On top of that, the CIBC Aeroplan® Visa Infinite* Card offers peace of mind with comprehensive travel insurance. From flight delays to rental car protection, it covers many scenarios that travelers often face. It’s no wonder this card won the Best Travel Credit Card for 2024 by Money.ca.
Main features of CIBC Aeroplan® Visa Infinite* Card
This credit card stands out for its generous rewards structure. Earn 1.5 Aeroplan points for every dollar spent on gas, groceries, electric vehicle charging, and Air Canada purchases. For other purchases, you earn 1 point per dollar. Plus, enjoy double points with Aeroplan partners and the Aeroplan eStore.
Approval requirements
To qualify, you’ll need a minimum personal income of $60,000 or a household income of $100,000. A good to excellent credit score is typically required. The annual fee is $139, but it can be waived if you hold a CIBC Smart Plus™ Account. Additional cards cost $50 each per year.
Benefits of CIBC Aeroplan® Visa Infinite* Card
One of the greatest advantages is the first free checked bag on Air Canada flights for you and up to eight companions. You also gain access to Visa Infinite® privileges like hotel upgrades, exclusive dining experiences, and a 24/7 concierge service. Cardholders can also book flights with fewer Aeroplan points and enjoy no airline surcharges on Air Canada rewards.
Exclusive highlight
A standout feature is the 4th night free hotel offer. When redeeming Aeroplan points for hotels, you get an extra night free for every three nights booked. This benefit alone can provide significant savings for frequent travelers who use their points wisely.
Drawbacks and things to consider about the CIBC Aeroplan® Visa Infinite* Card
While this card is feature-rich, it comes with a relatively high annual fee unless offset by the Smart Plus™ Account. Also, the best rewards are limited to certain categories like gas, groceries, and Air Canada purchases. If your spending is more varied, the rewards rate might not be as appealing.
Additionally, the minimum income requirement could be a barrier for some applicants. The card is highly beneficial for Air Canada loyalists but may not offer the same value for those who prefer other airlines or don’t travel frequently.
How to apply step-by-step
Applying is simple. Visit the official CIBC website and find the CIBC Aeroplan® Visa Infinite* Card page. Click “Apply Now.” Fill out your personal details, financial information, and consent forms. Submit your application and receive a decision in as little as 60 seconds if approved instantly.
Who is the CIBC Aeroplan® Visa Infinite* Card ideal for?
This card is ideal for individuals who frequently fly with Air Canada or its partners. It’s perfect for those who want to maximize Aeroplan points on everyday purchases while enjoying premium travel benefits and insurance protections.
It also suits travelers who value hotel perks, concierge services, and baggage savings. However, if you don’t meet the income requirement or rarely travel, it may be worth considering other low-fee or cashback alternatives better aligned with your needs.