The RBC Avion Visa Platinum is a travel-focused credit card issued by the Royal Bank of Canada, designed for customers who value flexibility and premium travel benefits. Operating on the Visa network, it is widely accepted both in Canada and internationally, making it a versatile choice for frequent travelers.
The goal of this article is to provide a complete analysis of the card, including its main advantages, possible drawbacks, and a step-by-step application guide. By the end, you’ll know exactly whether this card fits your lifestyle and how to apply if you decide it’s the right choice.
Main features of the RBC Avion Visa Platinum
This Platinum-tier credit card offers robust travel rewards without blackout dates or seat restrictions. Powered by Visa, it is accepted in millions of locations worldwide. The annual fee is competitive for its category, and additional cards for authorized users are available at no extra cost, making it appealing for families or shared accounts.
Approval requirements
While RBC does not list an official minimum income requirement, applicants generally need a solid credit history to qualify. A standard credit bureau check is performed during the application process. The card is best suited for individuals with a steady income who can take advantage of the travel perks and reward structure.
Benefits of the RBC Avion Visa Platinum
Cardholders earn 1 Avion point for every dollar spent on eligible purchases, and points never expire. Rewards can be redeemed for flights, hotels, car rentals, vacation packages, and more. Additionally, points can be transferred to loyalty programs such as British Airways Executive Club, American Airlines AAdvantage, and Cathay Pacific Asia Miles.
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A key advantage is the ability to book flights on any airline, at any time, with no blackout dates—even during peak travel seasons. This unparalleled flexibility makes it a standout choice for travelers who want total control over when and how they travel.
Drawbacks and points to consider for the RBC Avion Visa Platinum
Although the annual fee is reasonable for a Platinum travel card, it might not justify the cost for occasional travelers. The flat earning rate of 1 point per dollar, while consistent, may not be as competitive as some cards that offer higher rewards for specific spending categories.
The card’s best value is unlocked through travel redemptions. Those looking for strong cashback rewards or perks outside of travel may find more suitable alternatives. Some users also point out that merchandise or gift card redemptions offer lower point value compared to travel options.
Step-by-step application process
To apply, visit the RBC website and complete the secure online form with your personal and financial details. RBC will run a credit check, and most applicants receive an instant decision. Upon approval, the card is typically mailed within a few business days.
Who should consider the RBC Avion Visa Platinum?
This card is ideal for frequent travelers who value the ability to book flights without restrictions, want to accumulate points that never expire, and prefer a flexible redemption program. It’s particularly attractive to those who often travel during peak seasons.
If your spending habits align with travel-focused rewards and you want a card that works seamlessly worldwide, the RBC Avion Visa Platinum is a strong option. However, if you rarely travel, a cashback credit card may be more suitable for maximizing everyday spending value.