In the world of travel credit cards, few options deliver the blend of rewards, flexibility, and prestige quite like the TD® Aeroplan® Visa Infinite Card*. Designed with both frequent flyers and everyday spenders in mind, this card allows you to earn Aeroplan points on everyday purchases while offering exclusive travel benefits with Air Canada and beyond.

Whether you’re booking your next vacation, commuting for business, or spending on groceries and gas, this card brings valuable returns. With competitive earning rates, generous welcome bonuses, and perks like free checked baggage and NEXUS fee rebates, it’s an appealing choice for Canadians looking to make the most of every dollar spent.

Essential details of the TD Aeroplan Visa Infinite Card

The TD Aeroplan Visa Infinite is a premium travel rewards credit card that caters to Canadians seeking more from their credit card experience. With an annual fee of $139, this card positions itself among elite travel cards—but for new applicants, TD waives the first-year fee, adding considerable upfront value.

Cardholders can earn up to 40,000 Aeroplan points through welcome bonuses, plus a first-year fee rebate, totaling up to $1,300 in value under the current promotional offer. The interest rate stands at 21.99% for purchases and 22.99% for cash advances. If you add an additional cardholder, the cost is $75 per year—however, they also benefit from key travel perks.

The card isn’t just about earning points; it’s also about making the journey smoother. Benefits like free first checked baggage for up to eight travel companions, NEXUS fee rebates, and exclusive Air Canada perks elevate the travel experience. Notably, Aeroplan points earned with this card do not expire as long as the account is in good standing.

TD has made a strong case for this card by earning accolades such as Best Airline Credit Card (Milesopedia, 2025) and Top Overall Travel Rewards Credit Card (Rewards Canada, 2024), affirming its place as a leader in Canada’s travel credit space.

Eligibility requirements

To be eligible for the TD Aeroplan Visa Infinite Card, applicants must meet certain financial and residency criteria. You must have a minimum annual personal income of $60,000 or a household income of at least $100,000.

This income threshold ensures the card is accessible to those with established financial stability. In addition, you must be a Canadian resident and have reached the age of majority in your province or territory of residence.

TD makes it clear that those who don’t meet these income requirements still have the option to apply for the TD Aeroplan Visa Platinum Card*, which comes with more relaxed eligibility but fewer premium benefits. By setting these benchmarks, TD aims to maintain the card’s exclusivity while offering alternative solutions to accommodate various financial profiles.

Benefits and advantages

The TD Aeroplan Visa Infinite Card offers a wide range of features that go beyond simple point collection. Here are some of the standout advantages:

• Up to 40,000 bonus Aeroplan points: Get 10,000 points after your first purchase, 15,000 more when you spend $7,500 in the first 180 days, and an additional 15,000 points if you spend $12,000 in the first year.
• First-year annual fee rebate: Both primary and additional cardholders enjoy waived fees for the first year if conditions are met.
• Free first checked bag: On Air Canada flights, you and up to eight companions on the same reservation get one free checked bag, saving time and money.
• NEXUS fee rebate: Receive a rebate (up to $100 CAD) on your NEXUS application once every 48 months—ideal for frequent cross-border travelers.
• Accelerated earning: Earn 1.5 Aeroplan points per dollar on gas, electric vehicle charging, groceries, and Air Canada purchases.
• Standard earning: Earn 1 Aeroplan point per dollar on all other eligible purchases.
• Double-dip earning: Get points twice when you pay with your card and provide your Aeroplan number at over 150 Aeroplan partners and 200+ eStore retailers.
• Starbucks bonus offer: Link your TD Aeroplan card and earn 600 Starbucks Stars as a welcome bonus, plus 50% more Stars on purchases at participating stores.
• Aeroplan Family Sharing: Share and combine points with up to 8 family members, making it easier to reach redemption goals.
• No point expiration: Keep your Aeroplan points alive as long as you remain a primary cardholder in good standing.
• Flexible redemption options: Use points for flights (with no seat restrictions), hotel stays, car rentals, merchandise, experiences, or even gift cards.
• Award-winning reputation: The card has been recognized by top Canadian financial platforms as a leading travel rewards product.

How to apply

Getting started with the TD Aeroplan Visa Infinite Card is straightforward and accessible. The most convenient method is to apply online through TD’s secure website. The digital form is user-friendly and, in many cases, provides instant decisions based on your provided information.

If you prefer a more personal touch, you can call TD’s customer service line to speak with a representative who will walk you through the application process. Alternatively, you can book an in-person appointment at any TD branch across Canada, where a banking specialist can answer your questions and assist you with your application.

TD also offers a branch locator tool, making it simple to find a convenient location. Whichever method you choose, be prepared to provide personal identification, proof of income, and your Aeroplan membership number (if you have one), as this will help link your rewards immediately.