Traveling with comfort and security is a priority for those who spend much of the year between airports and various destinations. In this context, the WestJet RBC World Elite Mastercard emerges as a practical and advantageous solution, especially for those who already fly with the airline and seek exclusive benefits that truly make a difference during trips.
Before making any decisions, it is essential to understand how it actually works, what it offers in concrete terms, and whether the investment is worth it for your spending profile. Below, you will find detailed information about the costs involved, the benefits offered, and how to maximize your return on every purchase, along with organized comparison tables to make your reading clear and objective.
Exclusive benefits of the WestJet RBC World Elite Mastercard
One of the main highlights of the WestJet RBC World Elite Mastercard is the benefits that directly impact the experience of frequent travelers. Right from the start, the card offers a welcome bonus that can reach up to $450 in WestJet dollars, which can be used for purchasing tickets and additional services, making it a worthwhile return within the first few months of use.
Additionally, cardholders get the first checked bag free on WestJet flights, which represents significant savings, especially on international trips. Another attractive feature is access to exclusive offers for WestJet customers, such as discounts on tickets and vacation packages, adding even more value to the card.
| Benefit | WestJet RBC World Elite Mastercard | Traditional travel cards |
|---|---|---|
| Welcome bonus | Up to $450 in WestJet dollars | Varies |
| Free checked baggage | Yes (1st bag) | Rare |
| Discounts on WestJet tickets | Yes | No |
| Travel insurance included | Yes | Optional |
Costs and fees: what to consider before applying
To take advantage of the benefits of the WestJet RBC World Elite Mastercard, it is necessary to evaluate the associated costs. The card’s annual fee is CAD $119, which is considered high compared to basic options, but it may be justified for those who frequently use WestJet services.
However, for occasional travelers, this investment might not provide the same level of return. The bank also analyzes your credit history to determine if you meet the requirements for approval, which is similar to the process explained in this guide on credit cards.
Another important factor is the cost of additional cards, set at CAD $59 per year. If you plan to extend the benefits to family members or travel partners, this extra fee needs to be factored into your planning. Additionally, it is crucial to pay attention to the interest rates, which are high and can impact your budget if not managed properly.
| Type of Cost | Amount (CAD) |
|---|---|
| Primary annual fee | $119 |
| Additional card annual fee | $59 |
| Purchase interest rate | 20.99% |
| Cash advance interest | 22.99% |
WestJet Rewards program: maximize every purchase
One of the biggest attractions of the WestJet RBC World Elite Mastercard is its participation in the WestJet Rewards program, which gives back a portion of your daily spending in WestJet dollars. With it, you earn 1.5% back on general purchases and 2% on purchases made directly with WestJet, turning everyday expenses into credits for future trips.
For those looking to increase their rewards even further, the ideal strategy is to concentrate spending on the card and, of course, keep payments up to date to avoid interest charges. With good planning, it’s possible to pay for entire trips just with the dollars accumulated, without needing additional investments, ensuring smarter and more economical travel.
| Expense Type | Earning Percentage |
|---|---|
| General purchases | 1.5% |
| Direct purchases with WestJet | 2% |
| WestJet Vacations bookings | 2% |
| Payment of additional fees | Full use allowed |
Extra protections and insurance for complete peace of mind
Beyond financial benefits, the WestJet RBC World Elite Mastercard also stands out for its included insurance coverage, offering more security for frequent travelers. Among the main protections are trip interruption insurance, rental car coverage, emergency medical insurance, and even protection in cases of flight delays or cancellations.
These insurances are great allies for those who want to avoid unexpected expenses and travel with peace of mind, as they cover common situations on international trips without additional costs. With these protections, unforeseen events become less of a worry and help ensure your experience remains positive from start to finish, without unpleasant surprises for your budget.
How to apply for the card
Applying for the WestJet RBC World Elite Mastercard is a simple and fully online process through the official RBC website. By accessing the application page, you will need to provide personal information, such as your identification, contact details, and financial data to assess your eligibility.
To increase your chances of approval, it is recommended that you have a solid credit score and a stable income, as this is a premium card with specific criteria. After submitting your application, you will receive a response in a few business days, and if approved, the card will be sent directly to your address, ready to be activated and used to maximize your travel benefits.